中国农业银行信用卡各类分期手续费率汇总：
供您参考：
|
|
|
1期 |
2期 |
3期 |
6期 |
9期 |
12期 |
24期 |
36期 |
48期 |
60期 |
|
消费 分期 |
基准费率（每期） |
– |
– |
0.60% |
0.60% |
0.60% |
0.60% |
0.60% |
– |
– |
– |
|
执行费率（每期） |
– |
– |
0.60% |
0.60% |
0.60% |
0.60% |
0.60% |
– |
– |
– |
|
|
基准费率对应的折算实际年化费率 |
– |
– |
10.77% |
12.23% |
12.77% |
13.05% |
13.22% |
– |
– |
– |
|
|
执行费率对应的折算实际年化费率 |
– |
– |
10.77% |
12.23% |
12.77% |
13.05% |
13.22% |
– |
– |
– |
|
|
账单 分期 |
基准费率（每期） |
1% |
0.9% |
0.60% |
0.60% |
0.60% |
0.60% |
0.60% |
– |
– |
– |
|
执行费率（每期） |
0.5% |
0.45% |
0.60% |
0.57% |
0.60% |
0.54% |
0.51% |
– |
– |
– |
|
|
基准费率对应的折算实际年化费率 |
12% |
14.46% |
10.77% |
12.23% |
12.77% |
13.05% |
13.22% |
– |
– |
– |
|
|
执行费率对应的折算实际年化费率 |
6% |
8.02% |
10.77% |
11.62% |
12.77% |
11.77% |
11.30% |
– |
– |
– |
|
|
现金 分期 |
基准费率（每期） |
– |
– |
0.80% |
0.69% |
0.69% |
0.69% |
– |
– |
– |
– |
|
执行费率（每期） |
– |
– |
0.56% |
0.52% |
0.52% |
0.52% |
– |
– |
– |
– |
|
|
基准费率对应的折算实际年化费率 |
– |
– |
14.52% |
14.47% |
15.40% |
16.02% |
– |
– |
– |
– |
|
|
执行费率对应的折算实际年化费率 |
– |
– |
10.14% |
10.85% |
11.51% |
11.96% |
– |
– |
– |
– |
|
|
乐分易 |
基准费率（每期） |
– |
– |
|
0.69% |
– |
0.60% |
0.60% |
0.60% |
0.60% |
0.60% |
|
执行费率（每期） |
– |
– |
|
0.45% |
– |
0.45% |
0.40% |
0.40% |
0.40% |
0.40% |
|
|
基准费率对应的折算实际年化费率 |
– |
– |
|
14.05% |
– |
13.05% |
13.22% |
13.26% |
13.09% |
12.74% |
|
|
执行费率对应的折算实际年化费率 |
– |
– |
|
9.19% |
– |
9.84% |
8.93% |
9.01% |
8.95% |
8.74% |
|
|
消费 备用金 |
基准费率（每期） |
– |
– |
0.74% |
0.69% |
– |
0.60% |
0.60% |
0.60% |
– |
– |
|
执行费率（每期） |
– |
– |
0.36% |
0.36% |
– |
0.35% |
0.35% |
0.35% |
– |
– |
|
|
基准费率对应的折算实际年化费率 |
– |
– |
13.42% |
14.47% |
– |
13.88% |
15.13% |
16.41% |
– |
– |
|
|
执行费率对应的折算实际年化费率 |
– |
– |
6.50% |
7.48% |
– |
7.96% |
8.47% |
8.96% |
– |
– |
|
|
自动 分期卡 |
基准费率（每期） |
– |
– |
– |
0.42% |
|
0.33% |
0.33% |
0.33% |
– |
– |
|
执行费率（每期） |
– |
– |
– |
0.42% |
|
0.33% |
0.33% |
0.33% |
– |
– |
|
|
基准费率对应的折算实际年化费率 |
– |
– |
– |
8.67% |
|
7.57% |
8.05% |
8.50% |
– |
– |
|
|
执行费率对应的折算实际年化费率 |
– |
– |
– |
8.67% |
|
7.57% |
8.05% |
8.50% |
– |
– |
|
|
商户 分期 |
基准费率（每期） |
– |
– |
0.60% |
0.60% |
0.60% |
0.60% |
0.60% |
0.60% |
0.60% |
0.60% |
|
基准费率对应的折算实际年化费率 |
– |
– |
10.77% |
12.23% |
12.77% |
13.05% |
13.22% |
13.26% |
13.09% |
12.74% |
|
|
专项 分期 |
基准费率（每期） |
– |
– |
– |
0.33% |
0.33% |
0.33% |
0.33% |
0.33% |
0.33% |
0.33% |
|
基准费率对应的折算实际年化费率 |
– |
– |
– |
6.82% |
7.14% |
7.32% |
7.48 |
7.57% |
7.53% |
7.36% |
注：
以上结果仅供参考，因交易时间、还款时间等不同可能导致实际值与参考值存在差异，各分期产品执行费率以办理时我行系统展示的费率为准。
专项分期是指在农行申请办理的汽车分期、家装分期、车牌分期等分期产品。办理商户分期、专项分期时，对应的执行费率及折算实际年化费率请咨询办理行。
